Perpetual Education  Pacific Area

Student Studying The Church of Jesus Christ of Latter-day Saints

A Bright Ray of Hope

The Perpetual Education Fund (PEF) was established in 2001 during general conference when Gordon B. Hinckley, then President of The Church of Jesus Christ of Latter-day Saints, announced a “bold initiative” to help youth in developing areas 'rise out of the poverty they and generations before them have known.' He spoke of returned missionaries and other ambitious young men and women who have great capacity but meager opportunities.

The program is funded through contributions of Church members and others who support its mission. It is a revolving resource in which money is loaned to an individual to help pay for training or advanced education. When a student has graduated and is working, he or she then pays back the loan at a low interest rate. Repayments allow for future loans.

PEF loans are only available in the following countries in the Pacific Area:

·      American Samoa (non US Citizens only)

·      Fiji

·      Kiribati

·      Papua New Guinea

·      Samoa

·      Tonga

·      Vanuatu

To apply for a PEF loan in the Pacific Area you must fill out an application form online and will need the following:


        My Foundation Certificate

        Education for Better Work and My Foundation Certificate

        Select a job from the PEF Preferred List

        Priesthood Endorsement Form

        LDS Username & Password

        Loan Mentor


RENEWAL LOANS must have the above plus:

        A copy of previous semesters transcript


For more information and to apply online click the link below